Head of FinCrime Risk, 1LOD

Monzo in Cardiff, London or Remote (UK)

📍London, Cardiff or Remote UK | 💰 £170,000 + DOE Benefits | D&I Report 2021

About us:

We’re here to make money work for everyone and we're doing things differently. For too long, banking has been obtuse, complex and opaque.

We want to change that and build a bank with everyone, for everyone. Our amazing community suggests features, test the app and give us constant feedback so we can build something everyone loves.

We're focused on solving problems, rather than selling financial products. We want to make the world a better place and change people's lives through Monzo.

About our FinCrime Team:

We’re looking for an experienced Financial Crime Leader to join our fast growing FinCrime collective. As VP of FinCrime, you’ll be responsible for first line financial crime defence, including systems, rules, procedures, requirements setting and monitoring. You’ll work closely with Product and Engineering teams to provide requirements for ongoing change and improvement - ensuring overall compliance to financial crime regulations whilst establishing and maintaining effective systems and controls.

You should know that we fight financial crime a little differently at Monzo. We choose not to split out different areas of crime, instead we tackle all financial crime together as one team. That includes AML, sanctions, terrorist financing, bribery and corruption and tax evasion. We’re looking for someone with well-rounded financial crime experience, with a particular focus on AML & Sanctions.

You’ll report directly to the General Manager of Financial Crime and Fraud and play a key strategic role in shaping our business for the future. You’ll need to be a dab-hand at leading people and programmes, but also be ready to get hands-on too. Whoever takes up this role will be a Certified Person and Material Risk Taker within the bank, so you’ll need to be comfortable with this responsibility.

Your day-to-day

  • Leading a 1st line financial crime risk team including risk Control owners, Financial Intelligence Unit team and QA team
  • Being Monzo’s Money Laundering Nominated Officer
  • Signing off and supporting on new products and markets financial crime risk
  • Ensuring compliance with all financial crime regulations and policies
  • Representing Monzo at key industry forums
  • Working closely with operations to implement and oversee an effective financial crime control framework
  • Working closely with second line, internal audit and external regulatory and industry stakeholders

You should apply if:

  • You deeply understand the financial crime risks and mitigation frameworks associated with banking
  • You like working in real-time and leading on multiple projects simultaneously
  • You’ve got significant experience communicating with senior internal and external stakeholders
  • You take a strategic approach to managing risk and prioritising work
  • You like leading and coaching teams including directly manage FinCrime directors and managers to help them to grow professionally
  • You’re excited about working in an environment with cross-functional teams across product, engineers and data
  • You’re into using automated processes to find more efficient ways of working.

The Interview Process:

Our interview process involves 4 main stages:

  • Recruiter call
  • Hiring Manager call
  • Experience Loop
  • Meet the team

Our average process takes around 3-6 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on business-hiring@monzo.com

What’s in it for you:

  • 💰 ÂŁ170,000 + DOE ➕ plus stock options & benefits
  • ✈️ We can help you relocate to the UK
  • ✅ We can sponsor visas
  • 📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London)
  • ⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team
  • 📚Learning budget of ÂŁ1,000 a year for training courses and conferences➕And much more, see our full list of benefits here

If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.



Equal Opportunity Statement

We are actively creating an equitable environment for every Monzonaut to thrive.

Diversity and inclusion are a priority for us and we are making sure we have lots of support for all of our people to grow at Monzo. At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog , 2021 Diversity and Inclusion Report and 2021 Gender Pay Gap Report .

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.


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